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Zip

Zip

Omnichannel BNPL

VS

Paystation

NZ e-commerce

Paystation
Fees from
Custom vs 2.25% + NZ$0.30
Features

0 shared

1 unique to Paystation
Regions

1 shared

1 unique to Zip
Pay methods

0 shared

3 unique to Zip · 3 unique to Paystation
On settlement

Zip settles in Same day; Paystation settles in 2–3 business days. Verify directly with each provider before signing.

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Show full specs
1 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
Zip Zip
Paystation Paystation
Quick Facts
Fees
Standard transaction rate
Custom
2.25% + NZ$0.30
Settlement
Time to receive funds
Same day
2–3 business days
Founded
2013
1998
Headquarters
Sydney, Australia
Auckland, New Zealand
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystation leads (1 vs 0)
Startup Friendly Unique
—
✓
Payment Methods
Amex Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
Zip leads (2 vs 1)
North America Unique
✓
—
Oceania
✓
✓

Zip is best when you...

Omnichannel BNPL
Want coverage in North America
Paystation doesn't cover this region
View Zip

Paystation is best when you...

NZ e-commerce
Need Startup Friendly
Not available with Zip
View Paystation

Frequently Asked Questions

What is the difference between Zip and Paystation?
They share 0 payment methods and 1 region. Zip adds Buy Now Pay Later, Credit Card, Debit Card that Paystation does not list; Paystation adds Amex, Mastercard, Visa that Zip does not list; Zip also covers North America; only Paystation offers Startup Friendly.
Which is cheaper, Zip or Paystation?
Zip has custom pricing quoted on engagement; Paystation has published rates from 2.25% + NZ$0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zip and Paystation?
Zip lists 2 regions and 3 payment methods; Paystation lists 1 and 3. both cover Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zip and Paystation compare on integration and settlement?
both offer a sandbox; both support webhooks; Zip settles in Same day, Paystation in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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