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Zone

Zone

African Blockchain Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-transaction fees vs 3-7% all-inclusive
Features

1 shared

1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

2 unique to Zone · 9 unique to dLocal
On region

dLocal covers 4 regions; Zone covers 1. Verify directly with each provider before signing.

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Show full specs
2 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Zone Zone
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2019
2016
Headquarters
Lagos, Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
dLocal leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 3)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Zone is best when you...

African Blockchain Payments
View Zone

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Zone
Want coverage in Asia, Latin America, Middle East
Zone doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Zone and dLocal?
They share 1 payment method and 1 region. Zone adds Credit Card, Debit Card that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Zone does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise.
Which is cheaper, Zone or dLocal?
Zone has published rates from Per-transaction fees; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Zone and dLocal?
Zone lists 1 region and 3 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zone and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Zone settles in Same day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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