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Zuora

Zuora

Enterprise Subscription Billing

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
Custom vs Custom
Features

1 shared

1 unique to Zuora
Regions

3 shared

Pay methods

5 shared

3 unique to Zuora · 9 unique to Carat (Fiserv)

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Show full specs
2 features · 17 payment methods · 3 regions. We don't rank these — they're here for reference.
Zuora Zuora
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Varies by gateway
—
Founded
2007
2021
Headquarters
Redwood City, California
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Zuora leads (2 vs 1)
Enterprise
✓
✓
Recurring Payments Unique
✓
—
Payment Methods
Carat (Fiserv) leads (14 vs 8)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit Unique
—
✓
Google Pay
✓
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal
✓
✓
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Venmo Unique
—
✓
Visa Unique
—
✓
Regions
Asia
✓
✓
Europe
✓
✓
North America
✓
✓

Zuora is best when you...

Enterprise Subscription Billing
Need Recurring Payments
Not available with Carat (Fiserv)
View Zuora

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Zuora and Carat (Fiserv)?
They share 5 payment methods and 3 regions. Zuora adds Credit Card, Debit Card, SEPA that Carat (Fiserv) does not list; Carat (Fiserv) adds Amex, Buy Now Pay Later, Contactless and 6 more that Zuora does not list; only Zuora offers Recurring Payments.
Which is cheaper, Zuora or Carat (Fiserv)?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Zuora and Carat (Fiserv)?
Zuora lists 3 regions and 8 payment methods; Carat (Fiserv) lists 3 and 14. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Zuora and Carat (Fiserv) compare on integration and settlement?
both offer a sandbox; both support webhooks; Zuora publishes a settlement time of Varies by gateway.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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