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Zuora

Zuora

Enterprise Subscription Billing

VS

Stripe

SaaS & Developers

Stripe
Fees from
Custom vs 2.9% + $0.30
Features

2 shared

4 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

8 shared

12 unique to Stripe
On fees

Zuora uses custom pricing, quoted on engagement. Stripe publishes 2.9% + $0.30 from. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Zuora Zuora
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Custom
2.9% + $0.30
Settlement
Time to receive funds
Varies by gateway
2–4 business days
Founded
2007
2010
Headquarters
Redwood City, California
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 8)
Ach
✓
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓

Zuora is best when you...

Enterprise Subscription Billing
View Zuora

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Zuora
Need Instant Payout
Not available with Zuora
Want coverage in Africa, Latin America, Middle East, Oceania
Zuora doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Zuora and Stripe?
Zuora is best for Enterprise Subscription Billing, while Stripe is best for SaaS & Developers. Zuora charges custom pricing and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Zuora or Stripe?
Zuora charges custom pricing while Stripe charges 2.9% + $0.30. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Zuora and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Zuora and Stripe can complement each other.
How do Zuora and Stripe differ in their focus?
Zuora is focused on Enterprise Subscription Billing, while Stripe focuses on SaaS & Developers. They serve different market segments with different strengths.

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