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Andaria

Andaria is an electronic money institution licensed in Malta and the UK. It offers businesses multi-currency payment accounts with IBANs and access to SWIFT, SEPA and Faster Payments. It also offers embedded finance for platforms that want to provide accounts and branded cards to their own customers, plus BIN sponsorship for debit and prepaid card programmes on Visa, Mastercard and Discover. Business accounts can also hold and convert crypto, a service powered by YouHodler.

Fees from
Custom pricing
Settlement
—
Coverage
2 countries
Payment methods
13
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Andaria before signing. Visit Website is an external link; we may earn a commission.

Andaria overview

Best for

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

Andaria pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Andaria settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Andaria yet. Confirm payout timing and currencies directly with Andaria before signing.

Andaria API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Andaria coverage & payment methods

Supported countries

2 countries
GBMT

Payment methods

Apple PayCryptoDebit CardDiscoverFaster PaymentsGoogle PayMastercardPrepaid CardSepaSwiftVirtual AccountVirtual CardVisa

Andaria licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Andaria Financial Services Limited

Malta

Licenses

E-Money Institution MT

Authorised Electronic Money Institution (MT)

Malta Financial Services Authority

Licensed entity · regulatorily responsible

Andaria Financial Services UK Limited

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

2 license numbers · 2 register records on file for Andaria, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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