BancNet
BancNet is the Philippines' interbank payment network, operating since July 17, 1990. It runs the country's ATM switch, POS network, Internet Payment Gateway and — under the National Retail Payment System — is the Clearing Switch Operator for InstaPay, the national real-time electronic fund transfer service. As of 2025 it interconnects 103 member institutions, ~29,000 ATMs and 670,000+ POS terminals.
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BancNet overview
Philippine interbank ATM, POS and real-time payment network (InstaPay)
Key features
BancNet pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
- Headquarters
- Makati, Philippines
- Founded
- 1990
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BancNet settlement & payouts
Payouts
BancNet API & integration
API Profile
Platforms
BancNet coverage & payment methods
Regions
Supported countries
Payment methods
BancNet licensing & compliance
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1 legal entity · regulated in 1 jurisdiction · 1 certification
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