Current logo
regional New York, US

Current

US consumer fintech operating under the brand Current; a mobile banking platform offering early direct deposit, fee-free overdraft, savings pods, and teen accounts. Banking services are provided by partner banks Choice Financial Group and Cross River Bank (both Member FDIC); Current is not itself an FDIC-insured bank.

Fees from
Free basic; Premium $4.99/month
Settlement
3–5 business days
Coverage
1 country
Payment methods
4
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Current before signing. Visit Website is an external link; we may earn a commission.

Current overview

Best for

US Mobile Banking

Key features

Instant Payments
Low Fees

Current pricing & fees

Pricing structure

Pricing
Free basic; Premium $4.99/month
Your business must be registered in
Not disclosed
Headquarters
New York, US
Founded
2015

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Current settlement & payouts

Payouts

Settlement time
3–5 business days
Settlement currencies
Not collected yet

Current API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Platforms

Mobile

Current coverage & payment methods

Regions

North America

Supported countries

1 country
US

Payment methods

AchDebit CardDirect DepositVisa

Current licensing & compliance

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1 legal entity

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