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ePayService

ePayService is the trading name of MTACC Limited, an electronic money institution authorised by the Malta Financial Services Authority. It provides e-money wallets with personal IBANs and US accounts for receiving ACH, wire, check and SEPA payments, plus outbound bank transfers, local currency transfers and payouts to cards. Businesses can use it for affiliate mass payouts and international payroll, and it issues physical and virtual Mastercard debit cards, including branded cards for affiliates.

Fees from
Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Settlement
—
Coverage
1 country
Payment methods
4
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with ePayService before signing. Visit Website is an external link; we may earn a commission.

ePayService overview

Best for

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.

ePayService pricing & fees

Pricing structure

Pricing
Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Your business must be registered in
Not disclosed

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ePayService settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for ePayService yet. Confirm payout timing and currencies directly with ePayService before signing.

ePayService API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

ePayService coverage & payment methods

Supported countries

1 country
MT

Payment methods

AchCheckSepaWire Transfer

ePayService licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

MTACC LTD

Malta

Licenses

E-Money Institution MT

Authorised Electronic Money Institution (MT)

Malta Financial Services Authority

License numbers & register records

1 license number · 1 register record on file for ePayService, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to ePayService. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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