FinXP
FinXP is a Malta-based electronic money institution regulated by the MFSA. It offers dedicated business euro IBAN accounts, physical and virtual Mastercard card issuing and BIN sponsorship, a payment gateway, SEPA Direct Debit collections, and cross-border payouts through FinXP PLUS. Its Banking-as-a-Service offering lets businesses white-label its EMI infrastructure (accounts, cards and payouts) via API.
Fees shown are indicative, not a binding quote — always verify with FinXP before signing. Visit Website is an external link; we may earn a commission.
FinXP overview
Fintechs, PSPs, marketplaces, payroll providers, affiliate networks and licensed digital-asset firms that need euro IBAN accounts, SEPA collections, payouts or card programmes under an EU EMI licence.
FinXP pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
FinXP settlement & payouts
Payouts
We haven't collected settlement details for FinXP yet. Confirm payout timing and currencies directly with FinXP before signing.
FinXP API & integration
API Profile
FinXP coverage & payment methods
Supported countries
Payment methods
FinXP licensing & compliance
Legal & Compliance
FINXP LIMITED
Malta
Licenses
Authorised Electronic Money Institution (MT)
Malta Financial Services Authority
License numbers & register records
1 license number · 1 register record on file for FinXP, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Not sure FinXP is the right fit?
Answer a few quick questions and get matched with providers that fit your business — free.