SEPA Direct Debit

Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.

2Checkout (Verifone)

Digital Goods

traditional

3.5% + €0.30 to 6% + €0.50

Variable by payment method

Recurring

Sandbox

Eupago

Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.

traditional +1

Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.

Next business day

Segpay

Adult Streaming

PayPro

Dutch and Belgian online sellers, such as course and info-product sellers, subscription businesses and gyms, that want a hosted payment page, recurring billing and an affiliate network all in one place.

Digiteal

Businesses, institutions and software providers that want to collect payments through invoices (QR codes), email payment buttons, e-commerce plugins, apps or in-store QR codes, with optional Peppol e-invoicing and open banking.

traditional +1

Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

finAPI

Businesses and software providers in Europe that want to add account-to-account SEPA transfers, direct debits, instant payments and bank-account data access to online stores or accounting workflows via API.

infrastructure +1

Payments (Non-e-commerce / Retail / Add-on Payment): Basic licence up to 200 payment orders (monthly flat rate) €50 / €50 + 0.5 % / €20; Basic licence up to 1,000 payment orders (monthly flat rate) €250 / €250 + 0.5 % / €100; from 1,001 to 5,000 payment orders per payment order €0.25 / €0.25 + 0.5 % / €0.10; from 5,001 to 10,000 €0.22 / €0.22 + 0.5 % / €0.10; from 10,001 to 25,000 €0.20 / €0.20 + 0.5 % / €0.10; from 25,001 to 50,000 €0.18 / €0.18 + 0.5 % / €0.10; from 50,001 to 100,000 €0.16 / €0.16 + 0.5 % / €0.10; from 100,001 €0.14 / €0.14 + 0.5 % / €0.10. Conditions for other sectors (e.g. travel, content or gambling) or payment service providers (PSP) on request.

TS Pay (TeamSystem Pay)

Italian businesses and professionals with an Italian VAT number, especially those using TeamSystem or other management software, who want to collect payments and use open banking from inside that software.

embedded +1

Collection service commission (excluding SDD and PayPal transactions): 0,5% + 0,00 €. Payment-method commissions: Carta di credito e debito 1,30% + 0,25€; Carte extra europee o aziendali 2,30% + 0,25€; Bonifico istantaneo 0,00% + 2,00€; PayPal 3,40% + 0,35€; Addebito diretto in conto corrente (SDD) 0,00% + 1,30€. Open Banking (Accesso ai conti, Disposizione di pagamento): 0,00€/mese.

Le somme incassate verranno poi accreditate tramite bonifico bancario sul conto corrente del cliente di TS Pay in base alla frequenza desiderata, che potrà essere giornaliera, settimanale o mensile.

Online Payment Platform

Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.

embedded +1

Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

traditional

Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.

Treezor

European BaaS

1POINT6

Marketplaces, franchises and other platforms that have to handle payment flows involving many parties across several countries, plus seller KYC/KYB, in Europe.

infrastructure +1

Standard: Pay-in 1.0% + €0.25 for personal bank cards in the eurozone; identity verification from €0.80 per month per active legal entity; payout €0.15 per SEPA credit transfer (SCT). Incoming SEPA transfers €0.25; outside the SEPA zone (SWIFT) €8; SEPA direct debits for individuals €0.45; SEPA direct debits for businesses €0.45 + €15/order. Non-EU personal bank cards and business cards: on request. Custom offering available.