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Xoldy

Xoldy is a Milan-based payment institution authorised and supervised by the Bank of Italy, focused on B2B clients in the automotive and insurance sectors and complex networks. It provides physical and virtual POS acquiring, pay-by-link, SEPA direct debits and credit transfers, PIS/AIS services and pagoPA payment collection as an accredited PSP. Its platform automates reconciliation, reporting, split and remittance of collected funds across multiple accounts and parties, with API integration.

Fees from
Custom
Settlement
—
Coverage
1 country
Payment methods
10
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Xoldy before signing. Visit Website is an external link; we may earn a commission.

Xoldy overview

Best for

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

Xoldy pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed

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Xoldy settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Xoldy yet. Confirm payout timing and currencies directly with Xoldy before signing.

Xoldy API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Xoldy coverage & payment methods

Supported countries

1 country
IT

Payment methods

Bill PaymentDebit CardMaestroMastercardPagobancomatPayment LinkSepaSepa Direct DebitSepa InstantVisa

Xoldy licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

XOLDY S.P.A.

Italy

Licenses

Payment Institution IT

Authorised Payment Institution (IT)

Bank of Italy

License numbers & register records

1 license number · 1 register record on file for Xoldy, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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