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Flowe

Flowe is an Italian electronic money institution and benefit company founded by Banca Mediolanum that provides Banking-as-a-Service and branded payment tools to businesses. As a Principal Member of international card schemes, it offers affiliate-mode issuing of branded prepaid and debit cards to banks, e-money institutions, payment institutions and art. 106 TUB intermediaries, and handles the whole card program from start to finish. It also offers a branded digital wallet that works across a network of partner merchants or within a specific geographic area, aimed at retail, corporate welfare and supplier payments.

Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Flowe before signing. Visit Website is an external link; we may earn a commission.

Flowe overview

Best for

Banks, e-money and payment institutions seeking affiliate-mode branded card issuing, and retail or welfare businesses wanting a branded digital wallet.

Flowe pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Flowe settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Flowe yet. Confirm payout timing and currencies directly with Flowe before signing.

Flowe API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Flowe coverage & payment methods

Supported countries

1 country
IT

Payment methods

Debit CardDigital WalletMastercardMobile WalletPrepaid CardVirtual Card

Flowe licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

FLOWE S.P.A. - SOCIETA' BENEFIT

Italy

Licenses

E-Money Institution IT

Authorised Electronic Money Institution (IT)

Bank of Italy

License numbers & register records

1 license number · 1 register record on file for Flowe, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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