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infrastructure

FlowPay

FlowPay is an Italian payment institution that provides open banking and payment solutions that businesses integrate through APIs. Its products include account-to-account payment initiation (instant, future-dated and recurring), pagoPA payments, bulk payments, locked payments, and split payments/payment chains. It also offers account information, IBAN verification, card acceptance and SEPA Direct Debit collection.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
—
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with FlowPay before signing. Visit Website is an external link; we may earn a commission.

FlowPay overview

Best for

Businesses, platforms, ERPs and fintechs that want to use APIs to build open banking account-to-account payments and collections, pagoPA payments, SDD and card acceptance into their own systems.

FlowPay pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

FlowPay settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for FlowPay yet. Confirm payout timing and currencies directly with FlowPay before signing.

FlowPay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

FlowPay coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

Bank TransferBill PaymentCredit CardOpen BankingSepa Direct Debit

FlowPay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

FLOWPAY S.R.L.

Italy

Licenses

Payment Institution IT

Authorised Payment Institution (IT)

Bank of Italy

License numbers & register records

1 license number · 1 register record on file for FlowPay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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