Heropay
Heropay (Hero), operated by ACPR-authorised payment institution Coruscant, offers businesses an online business account with a French IBAN, Visa Platinum cards and instant SEPA transfers. It also provides short-term financing: it pays supplier invoices that the business repays in 3 or 4 instalments, and it advances BackMarket and Conforama marketplace sales. Deposits held in the account can earn interest.
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Heropay overview
Small French businesses that want a free or low-cost online business account with short-term supplier-invoice financing and faster marketplace payouts.
Heropay pricing & fees
Pricing structure
Plans
- Hero XFree
- Hero Go€9/month
- Hero Pro€39/month
Prices as of 2026-10-30.
As published by the provider
Hero X: 0€/mois HT; Hero Go: 9€/mois HT; Hero Pro: 39€/mois HT (sans engagement). Financement factures fournisseurs: tarif transparent à partir de 0.05 % par jour.
- Your business must be registered in
- Not disclosed
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Heropay settlement & payouts
Payouts
Heropay API & integration
API Profile
Heropay coverage & payment methods
Supported countries
Payment methods
Heropay licensing & compliance
Legal & Compliance
CORUSCANT
France
Licenses
Authorised Payment Institution (FR)
Autorité de contrôle prudentiel et de résolution (France)
License numbers & register records
1 license number · 1 register record on file for Heropay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Using ChatGPT or Claude? Ask it to prepare your application to Heropay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it
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