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Holvi

Holvi Payment Services Oy is a Finnish authorised payment institution that offers business accounts with local IBANs in Finland, Germany and Austria, along with company cards, international transfers, invoicing and e-invoicing, and bookkeeping preparation. In Finland, account holders can also run a ready-made online store where customers pay by card or Finnish online banking, and the money goes straight into the Holvi account.

Fees from
Online store: "You only pay 2.5% of your completed sales, with no other costs"
Settlement
—
Coverage
3 countries
Payment methods
1
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Holvi before signing. Visit Website is an external link; we may earn a commission.

Holvi overview

Best for

Freelancers, founders and small businesses in Finland, Germany or Austria that want a business account with invoicing, cards and bookkeeping prep, plus (in Finland) a simple online store.

Holvi pricing & fees

Pricing structure

Pricing
Online store: "You only pay 2.5% of your completed sales, with no other costs"
Your business must be registered in
Not disclosed

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Holvi settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Holvi yet. Confirm payout timing and currencies directly with Holvi before signing.

Holvi API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Holvi coverage & payment methods

Supported countries

3 countries
ATDEFI

Payment methods

Credit Card

Holvi licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Holvi Payment Services Oy

Finland

Licenses

Payment Institution FI

Authorised Payment Institution / Account Information Service Provider (FI)

Financial Supervisory Authority (Finland)

License numbers & register records

1 license number · 1 register record on file for Holvi, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Holvi. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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