PayNovus
PayNovus (PayNovus AD, formerly RYVYL (EU) EAD) is an electronic money institution licensed by the Bulgarian National Bank (licence No. 73) and based in Sofia. It provides merchant acquiring, payment facilitator solutions and an online payment gateway with hosted checkout, fraud protection, API integration and subscription billing. It also offers card issuing (physical and virtual cards, BIN sponsorship, card programmes) and multi-currency business accounts with global payouts. The company states it is a principal member of Visa, Mastercard and UnionPay International.
Fees shown are indicative, not a binding quote — always verify with PayNovus before signing. Visit Website is an external link; we may earn a commission.
PayNovus overview
European merchants, payment facilitators and fintechs needing acquiring, card issuing or BIN sponsorship from an EU-licensed EMI
PayNovus pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
PayNovus settlement & payouts
Payouts
We haven't collected settlement details for PayNovus yet. Confirm payout timing and currencies directly with PayNovus before signing.
PayNovus API & integration
API Profile
PayNovus coverage & payment methods
Global coverage — specific countries not listed.
Payment methods
PayNovus licensing & compliance
Legal & Compliance
ПейНовус АД (предишно наименование Райвъл (ЕУ) ЕАД)
Bulgaria
Licenses
Authorised Electronic Money Institution (BG)
Bulgarian National Bank
License numbers & register records
1 license number · 1 register record on file for PayNovus, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Not sure PayNovus is the right fit?
Answer a few quick questions and get matched with providers that fit your business — free.