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PaySaxas

PaySaxas, operated by Finnish-authorised electronic money institution PaySaxas Oy, offers dedicated EUR accounts to registered businesses, sole proprietors and individuals. Accounts come with dedicated EUR IBANs and support SEPA and SEPA Instant payments. Onboarding is done online with KYB/KYC review, and client funds are held in segregated safeguarding accounts. Cards are not currently offered.

Fees from
Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.
Settlement
Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.
Coverage
1 country
Payment methods
4
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with PaySaxas before signing. Visit Website is an external link; we may earn a commission.

PaySaxas overview

Best for

Businesses, including newly registered companies, sole proprietors, and cross-border traders, that need a dedicated EUR IBAN account for SEPA and SEPA Instant payments.

PaySaxas pricing & fees

Pricing structure

Pricing
Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.
Your business must be registered in
Not disclosed

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PaySaxas settlement & payouts

Payouts

Settlement time
Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.
Settlement currencies
Not collected yet

PaySaxas API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

PaySaxas coverage & payment methods

Supported countries

1 country
FI

Payment methods

Bank TransferSepaSepa InstantVirtual Account

PaySaxas licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PaySaxas Oy

Finland

Licenses

E-Money Institution FI

Authorised Electronic Money Institution (FI)

Financial Supervisory Authority (Finland)

License numbers & register records

1 license number · 1 register record on file for PaySaxas, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to PaySaxas. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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