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Powens

Powens (Unnax rebranded as Powens) runs an open finance platform that combines bank data aggregation with payments. Through its licensed e-money entity it offers pay-by-bank, SEPA direct debit, instant SEPA transfers, and IBAN/virtual IBAN accounts, all accessed via API. Businesses can build these financial services into their own products without getting their own licence.

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Fees from
Custom pricing
Settlement
Funds are instantly received on your account and no-one pays interchange fees.
Coverage
7 countries
Payment methods
7
Dev tools
Sandbox Webhooks

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Powens overview

Best for

Businesses and fintech platforms in Europe, such as lenders, accounting software and property managers, that want API-based pay-by-bank, SEPA direct debit and instant transfers along with bank data aggregation.

Powens pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Powens settlement & payouts

Payouts

Settlement time
Funds are instantly received on your account and no-one pays interchange fees.
Settlement currencies
Not collected yet

Powens API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Powens coverage & payment methods

Supported countries

7 countries
BEDEESFRITNLPT

Payment methods

Open BankingPayment LinkQr CodeSepaSepa Direct DebitSepa InstantVirtual Account

Powens licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

UNNAX REGULATORY SERVICES, ENTIDAD DE DINERO ELECTRÓNICO, SOCIEDAD LIMITADA

Spain

Licenses

E-Money Institution ES

Authorised Electronic Money Institution (ES)

Bank of Spain

License numbers & register records

1 license number · 1 register record on file for Powens, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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