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Railsr

Railsr is an embedded finance and Banking-as-a-Service platform. Through its APIs, businesses can add wallets, accounts, payments, rewards and debit, prepaid, credit or virtual cards to their own products. PayrNet Limited, a UK e-money institution and a subsidiary of Railsr, provides the regulated services, while Railsr provides the technology. The site says that, for now, it cannot onboard new agents or distributors without prior written consent from the FCA.

Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Railsr before signing. Visit Website is an external link; we may earn a commission.

Railsr overview

Best for

Fintechs, sports clubs, retailers and brands that want to build wallets, accounts, cards or rewards into their own app through an API.

Railsr pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Railsr settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Railsr yet. Confirm payout timing and currencies directly with Railsr before signing.

Railsr API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Railsr coverage & payment methods

Supported countries

1 country
GB

Payment methods

BacsFaster PaymentsSepa

Railsr licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PayrNet Limited

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for Railsr, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Railsr. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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