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infrastructure

Transcard

Transcard provides an embedded B2B payments platform (the SMART Suite) for payment orchestration, payables disbursement, receivables collection and an account-to-account payment network. Businesses can make and accept payments via ACH, RTP, card and cross-border rails, with ERP integration and automated reconciliation. Its UK entity, Transcard Payments Ltd, is FCA-authorised for payment initiation (PISP) and account information (AISP) services.

Not a merchant acquirer — no applications Visit Website
Fees from
Custom pricing
Settlement
—
Coverage
1 country
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Transcard before signing. Visit Website is an external link; we may earn a commission.

Transcard overview

Best for

Businesses, banks and fintechs, especially in insurance, property management, healthcare and freight, that want to embed B2B payables, receivables and payment orchestration into their ERP or existing software.

Transcard pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

Transcard settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Transcard yet. Confirm payout timing and currencies directly with Transcard before signing.

Transcard API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Transcard coverage & payment methods

Supported countries

1 country
GB

Payment methods

AchBank TransferCredit CardOpen BankingReal Time Payments

Transcard licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Transcard Payments Ltd

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for Transcard, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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