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Xoala

Xoala is a trading name used by several regulated entities, including Steven AB, a Swedish electronic money institution authorised by Finansinspektionen. It offers businesses multi-currency accounts with dedicated IBANs in 28+ currencies, FX, and physical and virtual multi-currency cards. Its acquiring service covers card schemes, account-to-account rails and local payment methods, with payment links, Tap to Pay, plugins and an API. A separate Isle of Man entity, Xoala Digital, provides its crypto on/off-ramp and checkout services.

Fees from
Custom pricing
Settlement
—
Coverage
—
Payment methods
11
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Xoala before signing. Visit Website is an external link; we may earn a commission.

Xoala overview

Best for

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

Xoala pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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Xoala settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Xoala yet. Confirm payout timing and currencies directly with Xoala before signing.

Xoala API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Xoala coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

AchCryptoDigital WalletFaster PaymentsIdealMb WayMultibancoMybankPixSepaVoucher

Xoala licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Steven AB

Sweden

Licenses

E-Money Institution SE

Authorised Electronic Money Institution (SE)

Finansinspektionen (Sweden)

License numbers & register records

1 license number · 1 register record on file for Xoala, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Xoala. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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