Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.

baas +3

Fees

Custom

Settlement

Varies

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Pelican AI

Juicyway

Businesses, particularly those operating in or with Nigeria, that need multi-currency accounts, currency exchange (including NGN and stablecoins), and cross-border collections and payouts via app or API.

HedgeFlows

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.

baas

Fees

Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.

Settlement

Varies

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Prepaid Financial Services

White-label prepaid card & disbursement programmes

Alter Domus

EML Money DAC

B4B Payments

Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.

Ebury

Businesses and software platforms (e.g. payroll, pension, insurance, travel, maritime, marketplaces) that need to make high-volume cross-border payouts and FX, or embed payments and FX into their own product.

Finseta

Businesses that need to hold multiple currencies, receive overseas payments into their own named IBANs, and send international or bulk payments. This includes firms in sectors such as maritime, aviation, import/export, property and legal.

Omega

International entrepreneurs and cross-border businesses that need a UK-based multi-currency business account with a GB IBAN, alongside company registration and accounting services.

AuthPAY

Companies that need multi-currency e-money accounts to collect, hold and send funds across borders.

Nebeus Solutions

Fintech startups, retail and chain-network loyalty programs, quick-lending companies and global payout platforms that want to issue their own branded payment cards.

The Payments Factory

EQPay

Businesses making cross-border supplier, payroll, dividend, pension or royalty payments, and banks, payroll firms and other financial-services firms that want white-label or API access to a global payments network.

Globus Payments

Businesses that need to send and receive B2B cross-border payments, run mass payouts or global payroll, mainly in the UK and MENA.

Fiat Republic

Crypto exchanges, stablecoin platforms and Web3 fintechs that need fiat accounts and payment rails

UK First Fintech

E-commerce businesses, hotel booking platforms and travel providers taking payments online, plus fintechs planning their own card programmes.

DigiDoe

BEPI

Businesses that want an FCA-regulated EMI for multi-currency accounts, FX and global transfers, or that want to offer payment and e-money services to their own customers without holding a licence themselves.

MyEuPay

Businesses that make cross-border payments across the UK and EU, such as mass payouts to suppliers or employees, and regulated PSPs that want payment-as-a-service through an API.

Instant to 10 business days

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Finductive

Companies in iGaming, affiliate marketing, aviation, maritime, yachting and corporate services that need a multi-currency business payment account with a Maltese IBAN.