Browse payment providers

All traditional regional baas crypto embedded infrastructure gaming high risk

144 providers

Active: Embedded Clear all

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Claimed View provider

BENKER

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.

baas +2

Fees

Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published

Settlement

Varies

View provider

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

baas +3

Fees

Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.

Settlement

Instant to 24 business days

View provider

Payzum

Claimed View provider

CentralPay

French and European e-commerce businesses, SaaS/subscription companies, invoice-collecting firms and marketplaces that want cards, instant transfers, Pay by Bank and SEPA Direct Debit from a single ACPR-regulated provider.

traditional +1

Fees

Monthly volume < 100 000 €: Carte bancaire (CB, Visa, Mastercard, American Express, Apple Pay, Google Pay) 0,60 % + 0,25 € /opération (*Hors coût des commissions d’interchange et frais de réseau carte); Virement instantané (IBAN virtuel inclus) 0,30 % + 0,20 € /opération; Payer avec ma banque (Payment Initiation Service) 0,30 % + 0,25 € /opération; Prélèvement (génération de e-mandat incluse) 0,40 % + 0,20 € /opération. 100 000 - 300 000 €: carte 0,50 % + 0,25 €; virement instantané 0,25 % + 0,20 €; PIS 0,25 % + 0,25 €; prélèvement 0,35 % + 0,20 €. 300 000 - 500 000 €: carte 0,40 % + 0,20 €; virement instantané 0,20 % + 0,15 €; PIS 0,20 % + 0,20 €; prélèvement 0,30 % + 0,15 €. > 500 000 €: Sur demande. Moyens de paiement alternatifs et locaux: Sur demande. KYB France 0,80 € /mois /marchand; KYB hors France 1,95 € /mois /marchand; KYC 0,40 € /mois /marchand.

Settlement

Varies

View provider

Gemba

UK and EU fintechs, platforms, marketplaces and communities that want to offer their own branded business accounts, IBANs, FX, payouts and cards without holding their own licence.

baas +1

Fees

Corporate fees (UK / EU / World): Account opening application review fee FREE / FREE / 99.00; Account maintenance (per month) FREE / 69.00 / 69.00; Incoming SEPA payment 0.99 / 0.99 / 4.99; Outgoing SEPA payment 0.99 / 2.99 / 9.99; Outgoing payment within the UK (FPS) 0.99 / 2.99 / 9.99; Outgoing international payment (SHA: SWIFT/CHAPS/Target2) 26.40 / 26.40 / 26.40; Outgoing internal transfer 0.19; Account-to-Card payouts (Major currencies) UK 0.65% + 0.99; FX margin (major currencies) 0.65%; FX margin (minor currencies) 0.80%; White Label Subscription fee (monthly)* 5000.00; White Label Installation fee* 250000.00.

Settlement

Varies

View provider

UQPay

Claimed View provider

ABF PAY

Claimed View provider

OSL

Businesses and platforms such as PSPs, payroll providers, e-commerce marketplaces, FX/CFD brokers, digital entertainment operators, and crypto exchanges or wallets that need to collect, convert and pay out stablecoins and fiat.

Surfboard Payments

Software vendors (ISVs), payment facilitators, acquirers and multi-location merchants, mainly in the Nordics, that want in-store, Tap to Pay and online payments through one API, plus small businesses using the packaged Surfpay POS.

Noveba

Fintechs, start-ups, e-commerce platforms and financial institutions that want to launch branded payment accounts via white-label or API, and international businesses needing EUR/GBP IBAN accounts.

baas +1

Fees

Business: Account Opening Fee free; Monthly Fee €25; Incoming SEPA free; Outgoing SEPA 0,1% (min € 2 max € 50); Incoming International Payment in EUR (SHA) €7; Outgoing International Payment in EUR (SHA) 0,1% (min € 10 max € 500); Incoming GBP Faster Payments free; Outgoing GBP Faster Payments 0,1% (min £ 2 max £ 50). Private Service Business: Account Opening Fee €300; Monthly Fee €100.

Settlement

Varies

View provider

finAPI

Businesses and software providers in Europe that want to add account-to-account SEPA transfers, direct debits, instant payments and bank-account data access to online stores or accounting workflows via API.

infrastructure +1

Fees

Payments (Non-e-commerce / Retail / Add-on Payment): Basic licence up to 200 payment orders (monthly flat rate) €50 / €50 + 0.5 % / €20; Basic licence up to 1,000 payment orders (monthly flat rate) €250 / €250 + 0.5 % / €100; from 1,001 to 5,000 payment orders per payment order €0.25 / €0.25 + 0.5 % / €0.10; from 5,001 to 10,000 €0.22 / €0.22 + 0.5 % / €0.10; from 10,001 to 25,000 €0.20 / €0.20 + 0.5 % / €0.10; from 25,001 to 50,000 €0.18 / €0.18 + 0.5 % / €0.10; from 50,001 to 100,000 €0.16 / €0.16 + 0.5 % / €0.10; from 100,001 €0.14 / €0.14 + 0.5 % / €0.10. Conditions for other sectors (e.g. travel, content or gambling) or payment service providers (PSP) on request.

Settlement

Varies

View provider

Payman

Platforms and businesses in sectors such as iGaming, crypto, lending, marketplaces and payroll that need EUR business accounts, virtual IBANs, mass payouts or embedded wallets from a Bulgarian-licensed e-money institution.

baas +2

Fees

Entry €4.90/month; Standard €14.90/month; Advanced €29.90/month. Transfers to IBANs EEA: €0.80 (Entry), first 20 free then €0.70 (Standard), first 40 free then €0.60 (Advanced). Mass payments (per line/recipient - SEPA Bulk): €0.70 / €0.60 / €0.50. Additional account (IBAN): €4.90 / €4.90 / €2.90. Virtual Card Issuance €0.00. Funding via card MasterCard/VISA 0.6% + €0.10; funding via bank transfer €0.00.

Settlement

InstaPay settles every deposit from bank to balance in real time - no batches, no delays, no manual work.

View provider

Fipto

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.

crypto +1

Fees

Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)

Settlement

Near-instant

View provider

TS Pay (TeamSystem Pay)

Italian businesses and professionals with an Italian VAT number, especially those using TeamSystem or other management software, who want to collect payments and use open banking from inside that software.

embedded +1

Fees

Collection service commission (excluding SDD and PayPal transactions): 0,5% + 0,00 €. Payment-method commissions: Carta di credito e debito 1,30% + 0,25€; Carte extra europee o aziendali 2,30% + 0,25€; Bonifico istantaneo 0,00% + 2,00€; PayPal 3,40% + 0,35€; Addebito diretto in conto corrente (SDD) 0,00% + 1,30€. Open Banking (Accesso ai conti, Disposizione di pagamento): 0,00€/mese.

Settlement

Le somme incassate verranno poi accreditate tramite bonifico bancario sul conto corrente del cliente di TS Pay in base alla frequenza desiderata, che potrà essere giornaliera, settimanale o mensile.

View provider

Online Payment Platform

Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.

embedded +1

Fees

Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.

Settlement

Varies

View provider

Amaiz

Businesses that need a UK-regulated digital GBP/EUR e-money account with Mastercard cards and multi-rail payouts, or that want to launch their own white-label or embedded card programme.

baas +1

Fees

Our pricing starts as low as £0 per month, and your fees depend on your customer profile. UK / EEA / Swiss UBOs: Onboarding fee: Free, £0/Month. International UBOs: Onboarding fee: £49.99, £0/Month. Mastercard® virtual card issuing GBP / EUR / USD 2; Mastercard® plastic card issuing GBP / EUR / USD 10. Incoming FPS / SEPA Credit / Instant: Free; CHAPS GBP 39.99; SWIFT GBP / EUR / USD / CHF 39.99. Outgoing SEPA / FPS 0 – 9,999.99: 1 (UK/EEA/Swiss UBOs) / 3 (International UBOs). Standard fees are shown above. Fees may vary depending on your business profile and risk category and will be confirmed during onboarding.

Settlement

Varies

View provider

Crossmint

Fintechs, remittance, payroll and other enterprises or developers that want to embed stablecoin wallets, fiat-to-stablecoin onramps/offramps and global stablecoin payouts in their products.

crypto +2

Fees

Wallets: Free 1,000 Monthly Active Wallets. Overages start at $0.025 per MAU. Onramps, Offramps & Checkout: Per-transaction fees with volume-based discounts. Orchestration: Per-transaction fees with volume-based discounts.

Settlement

Varies

View provider

Checkin

Event organisers, associations and businesses in Norway, Sweden and Denmark that want ticket sales, payment collection, invoicing and accounting in one registration platform, without setting up their own payment agreements.

embedded +1

Fees

Checkin charges a small flat fee of 10 kr/€ 1 excluding VAT + 2% per ticket sold. Free events: €1 /per ticket. Paid events: €1 + 2% service /per ticket (*Transaction fee 2.5%). Flat fee: € 0,80 + 2% service fee per ticket sold; No upfront costs; All card and mobile provider fees are included; Maximum price of €45 excl. VAT for purchases with invoice. Customized agreements: Contact us.

Settlement

Your payments are collected and paid out every two weeks

View provider

Booksalon

Hair, beauty, wellness and similar appointment-based businesses in Finland that want booking, POS and card acceptance in one system.

Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1

Fees

Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.

Settlement

Varies

View provider

Finmo

Cross-border businesses, and fintechs, marketplaces, payroll and EOR providers that need multi-currency accounts, collections, payouts and FX through a dashboard or API.

baas +2

Fees

Business Account: $0 to open, no monthly fees, no minimum balance, unlimited free user seats. Local collections: free (most currencies). SWIFT collections: free (45+ currencies). Local payouts: from $0 (selected rails include free allowances). SWIFT payouts: US$5 (195+ countries). FX: 0.07% (7 bps) on major currency pairs (launch pricing); minor and exotic pairs: competitive. Treasury and Embedded: custom, combining subscription and usage fees.

Settlement

Varies

View provider

Telleroo

UK businesses, multi-entity groups and accounting, bookkeeping and payroll firms that need to send bulk supplier and payroll payments synced from their accounting or payroll software.

baas +1

Fees

Businesses: Essential £49/month (100 payments, +£1.20 per extra payment); Teams £129/month (250 payments, +£0.89 per extra payment, £15,000 of fee-free international payments); Pro £249/month (500 payments, +£0.42 per extra payment, £35,000 of fee-free international payments). International payments fee from 0.42%. Accountants: Lite Free (10 payments); Starter £26/month (100 payments, +£0.89 per extra payment); Growth £84/month (+£0.79 per extra payment). No setup fees. No lock-in contracts. A charge is payable for any top-up into your Telleroo account via CHAPS.

Settlement

Near-instant

View provider

Okoskassza

Hungarian retail and hospitality merchants who want a cash register, card terminal or SoftPOS app, and a rented webshop from one provider that isn't tied to a bank.

embedded +1

Fees

SmartPOS terminal: SMARTlight 2 990 HUF + Áfa /hó, card fee 1.1% + interchange (bankközi jutalék) + card scheme fee (kártyatársasági díj), POS price 0 HUF + Áfa; superSMART 3 490 HUF + Áfa /hó, 0.75% + interchange + scheme fee; SMARTwebshop 11 980 HUF + Áfa /hó, 0.4% + interchange + scheme fee. SmartSoftPOS: SMARTlight 790 HUF + Áfa /hó, 1.1% + interchange + scheme fee, SoftPOS price 9 990 HUF + Áfa; superSMART 990 HUF + Áfa /hó, 0.75% + interchange + scheme fee, SoftPOS price 0 HUF + Áfa. All plans are 2-year contracts. SmartKassa cash register: from 259.000 Ft + Áfa, or in instalments.