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Monthly fees: Cardholder fee €10; Subscription card (per card) €2.50; Active claims user fee €5; Minimum service fee €10. Card and transaction fees: Cash withdrawal fee €5; Replacement of physical card fee €25; Currency exchange fee 2.25%; Zevoy Lunch 1.5%; Zevoy Culture & Exercise 3.9%; Zevoy Transport 3.9%; Zevoy Wellness 3.9%; Zevoy Massage 3.9% (benefit fees starting 1.1.2026). Administrative fees: Onboarding fee (one-time) €500; Personal invoice (per invoice) €1; Chargeback processing €25; Transaction investigation €50; Non-domestic card delivery €20; Inactivity fee €100; Redemption fee for prepaid funds €20; Credit increase €100. Merchants accepting Zevoy Benefit cards: Zevoy does not charge any fees on payments you receive from Zevoy Benefit cards.

Lusopay

Portuguese businesses (online stores, retail, hospitality, services, education and similar) that need to accept local methods such as MB WAY, Multibanco and Payshop alongside cards and PIX, online or via POS terminal.

traditional +1

Online stores: MB WAY € 0,07 + 0,70% + VAT; Multibanco reference € 0,25 + 1,5% + VAT; Payshop reference € 0,57 + VAT; Direct debits € 0,45 + VAT; Credit/debit card (Visa, Mastercard, Maestro, Google Pay, Apple Pay) - Consumer € 0,20 + 1,50% + VAT; - Commercial + 1,3% + VAT; – outside the European Economic Area (EEA) + 1,1 %+ VAT. Card terminal (POS): Consumer € 0,05 + 0,89% + VAT; Commercial + 1,3% + VAT; outside the EEA + 1,1% + VAT; Monthly fee € 9,90 + VAT. Sign-up costs with Lusopay 0€; Unpaid references 0€; Generate payment requests 0€.

CURO Payments

ifthenpay

Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.

traditional +1

Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.

Receive the paid amounts daily, minus commissions

PassTo (Swift Payment Technologies)

PingPong Payments

Cross-Border E-Commerce Payouts

Unifiedpost

SIBS (Portugal)

Portuguese Payment Infrastructure

HesabPay

Afghan remittances and digital payments

crypto +1

0.5-2% for transactions

Billhop

LianLian Pay

China Cross-Border Payments

Riva

MEO Wallet

Portuguese small businesses, online shops and mobile/market sellers wanting to accept cards, Multibanco references, MB WAY and MEO Wallet payments in-store, online or on the go.

traditional +1

Receber pagamentos através do seu site: cartão bancário (débito ou crédito) até 3% + IVA (1); referência MULTIBANCO até 0,40€ + 2,75% + IVA; MB WAY até 0,05€ + 0,6% + IVA; saldo MEO Wallet até 1% + IVA. Através do seu telemóvel: saldo MEO Wallet 0,3% + IVA. (1) Comissão aplicada se menos de 5% do volume de pagamentos for efetuado com cartão bancário estrangeiro. A comissão mínima é de 0,01 €, que já inclui 23% de IVA. Transferência <100.000€ para a sua conta bancária: 0€; Transferência ≥100.000€: 25€ + IVA.

MarTrust

Paymont

Businesses (including non-EEA companies) and trust funds, especially ones with Czech ties, that need a multi-currency EUR/CZK/GBP account with an IBAN, SEPA, SWIFT and CZK payments, and foreign exchange.

baas +1

EEA Business: Application processing fee €100; Account opening Free; Monthly maintenance €20; Transfers within Paymont Free; Incoming SEPA (EUR) Free; Outgoing SEPA (EUR) €2; Incoming CZK Free; Outgoing CZK 50 CZK; Incoming SWIFT 0.1% (min €20); Outgoing SWIFT 0.1% (min €20); FX (currency exchange) Real interbank rate at time of execution. The final tier and pricing are determined after compliance review.

Huawei Pay

Huawei device users seeking contactless NFC payments

Yaspa

PayPay Portugal

Portuguese businesses that want Multibanco references and MB WAY alongside cards, online and in store

Plix

Reepay

Subscription billing

Em@ney

Lydia

French Mobile Payments

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