SMEs, ecommerce stores, hotels, restaurants, marketplaces, debt collection agencies and mobility businesses, mainly in Spain and Europe, that want online and in-person payments on one platform.

traditional

Fees

Custom

Settlement

Varies

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Mondu

B2B sellers (webshops, marketplaces and multichannel sellers) that want to offer business buyers invoice payment terms or installments without taking on credit risk.

traditional +1

Fees

Mondu’s Buy Now, Pay Later solution is priced at a Merchant Discount Rate (MDR) of 1.5-3.0%, similar to other payment methods like credit cards and comparable to Agio/Skonto. The exact fees depend on the net terms offered to the buyers, volume of transactions, basket size, industry and payout terms.

Settlement

Varies

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TantumPay

Businesses in the EEA, including platforms and marketplaces, crypto/Web3 firms, holding/foundation/trust structures and SaaS companies, that need dedicated multi-currency IBAN e-money accounts alongside online payment acceptance.

Ecospend

UK Open Banking Payments

Zuora

Enterprise Subscription Billing

Sogexia

Small French businesses (shops, restaurants, tradespeople, ride-hailing drivers, home-service providers) that want a business account plus in-person card acceptance.

traditional

Fees

Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).

Settlement

Next business day

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Euronet Worldwide

Finion

Gyms and fitness studios, especially those on Magicline or PerfectGym, that want membership billing, card/wallet acceptance and collections from one provider.