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Sogexia

Sogexia is a Luxembourg-licensed payment institution offering online business accounts with IBAN, Mastercard business cards, transfers, direct debits and cash deposits. Working with Paris-based partner Smile&Pay, it provides in-person card acceptance through Tap to Pay on smartphones or through physical terminals. The acquiring offer covers only mainland France and the French overseas territories, and funds are paid into the Sogexia account within 24 hours.

Fees from
Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).
Settlement
Next business day
Coverage
1 country
Payment methods
7
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Sogexia before signing. Visit Website is an external link; we may earn a commission.

Sogexia overview

Best for

Small French businesses (shops, restaurants, tradespeople, ride-hailing drivers, home-service providers) that want a business account plus in-person card acceptance.

Sogexia pricing & fees

Pricing structure

Pricing
Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).
Your business must be registered in
Not disclosed

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Sogexia settlement & payouts

Payouts

Settlement time
Next business day
Settlement currencies
Not collected yet

Sogexia API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Sogexia coverage & payment methods

Supported countries

1 country
FR

Payment methods

Bank TransferContactlessDebit CardMastercardPosVisaVoucher

Sogexia licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Sogexia S.A.

Luxembourg

Licenses

Payment Institution LU

Authorised Payment Institution (LU)

Commission de Surveillance du Secteur Financier (Luxembourg)

License numbers & register records

1 license number · 1 register record on file for Sogexia, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Sogexia. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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