American Express logo
traditional New York, USA

American Express

Global payments and financial services company operating the world's largest closed-loop card network. Issues cards and processes payments directly with merchants, serving premium consumer and business segments.

Fees from
2.5-3.5% merchant
Settlement
3–7 business days
Coverage
Global
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with American Express before signing. Visit Website is an external link; we may earn a commission.

American Express overview

Best for

Premium Card Network & Acquiring

Key features

Enterprise
Recurring Payments

American Express pricing & fees

Pricing structure

Pricing
2.5-3.5% merchant
Your business must be registered in
Not disclosed
Headquarters
New York, USA
Founded
1850

See how American Express's fees stack up

Compare pricing side by side with similar providers.

Compare fees

American Express settlement & payouts

Payouts

Settlement time
3–7 business days
Settlement currencies
Not collected yet

American Express API & integration

API Profile

Sandbox
Not listed
Webhooks
Supported

Platforms

MobileOnlinePos

Official SDKs

AndroidiOS

American Express coverage & payment methods

Regions

AsiaEuropeLatin AmericaMiddle EastNorth AmericaOceania

Global coverage — specific countries not listed.

Payment methods

AmexApple PayGoogle Pay

American Express licensing & compliance

Login to show compliance

Licenses, regulators, registry records and legal entities for American Express — free with a PaymentProviders account.

9 legal entities

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to American Express. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure American Express is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.