Browse payment providers

Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.

Payments confirmed in real time and paid straight into your account.

XTransfer

B2B cross-border payments from China to global markets

1.5-2.5% for B2B cross-border transfers

Varies

Open Collective

Open Source & Community Funding

5-10% host fee + payment processing

Instant to 2 business days

Startup

Get access to your funds within hours

Cashflows

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.

Juicyway

Businesses, particularly those operating in or with Nigeria, that need multi-currency accounts, currency exchange (including NGN and stablecoins), and cross-border collections and payouts via app or API.

Sendwave

Zero-Fee African Remittances

Starling Bank

UK Business Banking

Free personal accounts

Visa Direct

Real-Time Push Payments to Visa Cards

Azimo (Papaya Global)

European Remittance Service

From €0.99 per transfer

Global Financial Innovations

Businesses that need a single provider for both accepting payments (pay-ins) and sending mass payouts, including card payouts and direct carrier billing.

VCan FinTech

HedgeFlows

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.

baas

Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.

Varies

MyMoney

UK and international merchants that need online and in-store card acceptance plus mobile wallets such as WeChat Pay and Alipay for local and international customers.

BOPP

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.

Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.

Get your money in seconds with direct bank payments.

Finexer

UK businesses and software platforms (e.g. accounting, lawtech, proptech, payroll) that want to collect GBP account-to-account payments and access bank data through an open banking API.

Hesabe

Kuwaiti E-Commerce Payments

Per-transaction pricing

Payrails

Payment Flow Optimization

DNA Payments

UK businesses, such as retailers and hospitality venues, that want card machines, online checkout, virtual terminal and pay-by-link payments from one provider.

FastPay

UK small and medium businesses and charities that want to collect recurring or one-off payments by Bacs Direct Debit, either under FastPay's SUN or their own.

Managed Pay as you go: 10-50p per transaction, one-off set-up fee (£375), no monthly or annual fees, Bacs DD or AUDDIS file submission & processing £5.00. Managed Flat Rate: £49 per month, up to 100 debits FREE, no set-up fee. Bureau Pay as you go: From 3p per transaction, one-off set-up fee, no monthly or annual fees.

FastPay will immediately transfer cleared funds to your account

Marex

Roqqett

Online merchants that want to accept payments by banking app instead of cards. Businesses turning over less than £5 million pay a flat rate, and larger businesses get custom pricing.

Business (annual turnover less than £5 million): 0.5% per transaction. Enterprise (annual turnover of £5 million or more): Custom pricing.

Instant

Sends

UK-registered companies that want online card acceptance (Visa, Mastercard, Apple Pay, Google Pay) alongside a multi-currency business account and payouts to cards or IBANs.

Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%."

Payouts on the same day