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Wonderful

Wonderful is an FCA-authorised payment institution. It lets UK businesses and charities accept open banking Pay by Bank payments online, in person and by link, with the money settled straight into the merchant's bank account. Merchants can take payments through payment links, QR codes, a merchant app, a dashboard, WooCommerce and Xero integrations, and an API. An in-person device called Wonderful Tap is in public beta. Pricing is a monthly plan with no percentage fees.

Fees from
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.
Settlement
Payments confirmed in real time and paid straight into your account.
Coverage
1 country
Payment methods
1
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Wonderful before signing. Visit Website is an external link; we may earn a commission.

Wonderful overview

Best for

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.

Wonderful pricing & fees

Pricing structure

Pricing
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.
Your business must be registered in
Not disclosed

See how Wonderful's fees stack up

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Wonderful settlement & payouts

Payouts

Settlement time
Payments confirmed in real time and paid straight into your account.
Settlement currencies
Not collected yet

Wonderful API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Wonderful coverage & payment methods

Supported countries

1 country
GB

Payment methods

Open Banking

Wonderful licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Wonderful Payments Limited

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for Wonderful, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Wonderful. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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