BOPP
BOPP, operated by FCA-authorised Mia Pago Ltd, lets businesses get paid by direct bank-to-bank (open banking) transfer rather than by card. Merchants can share paylinks and QR codes or use them for invoices, MOTO payments, in-person mobile POS and online checkout, and customers approve each payment in their own bank app. The service integrates with accounting platforms such as Xero, QuickBooks, Zoho and Pandle, and it provides a checkout API and a management dashboard.
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BOPP overview
UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.
BOPP pricing & fees
Pricing structure
- Your business must be registered in
- Not disclosed
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BOPP settlement & payouts
Payouts
BOPP API & integration
API Profile
BOPP coverage & payment methods
Supported countries
Payment methods
BOPP licensing & compliance
Legal & Compliance
Mia Pago Ltd
United Kingdom
Licenses
FCA Authorised Payment Institution (UK)
Financial Conduct Authority (UK)
License numbers & register records
1 license number · 1 register record on file for BOPP, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Using ChatGPT or Claude? Ask it to prepare your application to BOPP. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it
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