Online merchants selling into European markets, including eCommerce, mobility, digital content, iGaming and other high-risk verticals, that want card acquiring, local payment methods, open banking and carrier billing through one contract.

traditional +2

Fees

Card payment pricing is interchange-based and depends on transaction volume, markets, card types, and business model. We offer the Interchange-Plus-Plus (IC++) model for full transparency. (No fee amounts are published.)

Settlement

Settlement frequency is agreed individually and may include daily, weekly or monthly cycles, depending on your setup.

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Pay.com

Modern Online Payment Gateway

Pivot Payments Limited

Businesses seeking reliable, scalable payment collections and payouts across Africa.

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0xProcessing

Crypto payment gateway for any type of business and vertical

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CODA

Emerging Market Gaming Payments

Confirmo

MiCA-licensed stablecoin payments

crypto +1

Fees

Invoicing 0.8%; Payouts 0.5% + network fee

Zimpler

Mobile-first payments

AssetPay

Gaming platforms that want to accept CS2 & Rust skin deposits without running trading infrastructure.

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Blockonomics

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NETELLER

Trading & Gaming

gaming

Fees

Free to merchants (user pays 2.5%)

TrueLayer

Open Banking Payments

PayNearMe

iGaming Cash Payments

FMPay

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Railsbank

Global BaaS Platform

PayAlma

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Railor

Businesses with complex structures, cross-border flows and higher-risk profiles, such as iGaming, forex, crypto-native firms, e-commerce, service providers and startups, that want an EU EMI business account with a dedicated manager.

baas +3

Fees

Account fees (Low / Medium / High risk): Setup (one-time, per company) FREE / €500 / €1,000; Monthly Maintenance FREE / €100 / €200; Minimum Account Balance €0 / €500 / €500; Additional Account Opening (3rd+ Account) FREE / €100 / €200; Additional User Fee (2nd+ User) FREE / €25 / €50. Payments: SEPA Incoming FREE / 0.15% min. €15 / 0.30% min. €20; SEPA Outgoing 0.10% min. €5 / 0.15% min. €15 / 0.30% min. €20; SWIFT Incoming 0.10% min. €40 / 0.15% min. €40 / 0.30% min. €40; SWIFT Outgoing 0.30% min. €40 / 0.40% min. €40 / 0.60% min. €40; Outgoing Urgent (Additional Fee) €30 / €35 / €40; Internal Transfer FREE / 0.05% min. €10 / 0.10% min. €20. FX: EUR ⇄ USD From 0.25%; Major Currencies From 0.40%; Exotic Currencies From 0.70%. Crypto On/Off Ramp Fiat ⇄ Crypto 0.50% min. €50 / 0.75% min. €75 / 1.00% min. €100. Service fees: Transfer Trace €100; Aggregation Transfer Lookup €50; Account Closing €250; Enhanced Due Diligence (EDD) €500; Express Onboarding €1,000.

Settlement

Varies

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