Traditional PSP

Checkout – Early Phase: monthly fee from 149 kr, 1.5 kr transaction fee + payment method fee. Growth Phase: monthly fee from 249 kr, 1 kr transaction fee + payment method fee. Annual volume over 5 million: custom pricing. Payment method fees (Early / Growth): Visa & Mastercard EU consumer cards 1 kr + 2.49% / 1 kr + 1.95%; non-EU consumer cards 1 kr + 2.99% / 1 kr + 2.95%; Apple Pay, Google Pay, Click to Pay, Vipps, MobilePay, Swish 1 kr + 2.49% / 1 kr + 1.95%; Klarna 3.50 kr + 2.99% / 3.50 kr + 2.79%; Walley B2C 1 kr + 2.49% / 1 kr + 1.95%, B2B 1 kr + 2.99% / 1 kr + 2.95%; Billie 5 kr + 3.99% / 2.50 kr + 2.95%.

You’re paid the week after a successful capture (not when the order is authorized).

Pin Payments

Australian startups

traditional

1.75% + $0.30 domestic

Clio Payments

Law firm billing with IOLTA trust-accounting compliance

traditional

2.95% for standard cards, 3.75% Amex; 1% eCheck/ACH

CM.com

Conversational Commerce Payments

Thunes

Cross-Border Remittances

Deutsche Bank

Digiteal

Businesses, institutions and software providers that want to collect payments through invoices (QR codes), email payment buttons, e-commerce plugins, apps or in-store QR codes, with optional Peppol e-invoicing and open banking.

traditional +1

Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.

Varies

Payswix

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.

baas +3

E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%.

Varies

TeamApt (Moniepoint)

Nigerian Business Banking

regional +1

Transaction-based fees

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

Currencycloud

B2B Cross-Border

Pesapal

East African Payments

regional +1

1.5%-3.5% per transaction

Swedbank Pay

Nordic payments

FreedomPay

Hospitality & Retail

Mizuho Bank

Societe Generale

American Express

Premium Card Network & Acquiring

Mondido

E-commerce merchants, particularly Shopify stores, that want to offer Nordic local payment methods such as Swish, Vipps and MobilePay alongside cards, wallets and invoicing.

traditional +1

Visa/Mastercard: from 1.35% + 1.70 SEK; AMEX: 1.0% + 1 SEK; Bank Payments (Trustly): 1.0% + 1 SEK; PayPal: 1.0% + 1.5 SEK; Swish (Sweden): 1.0% + 1.5 SEK; Vipps (Norway): From 1.89% + 1 NOK + 1 SEK; PDF invoice: 8 SEK; B2B invoice (TWO): 1.0% + 1 SEK; E-commerce platform fee (Shopify, WooCommerce, Magento, Prestashop): 0.5%; Refunds: 1 SEK; Recurring payments (subscriptions and stored cards): 0.5% + 250 SEK / month; Minimum charge: 450 SEK / month. Interchange ++ or other fees from third parties may be added to the actual cost.

Varies