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Adyen

Adyen

Platforms & Marketplaces

VS

Acima

No-Credit-Check Lease-to-Own

Acima
Fees from
Interchange + + $0.3 vs Custom
Features

1 shared

2 unique to Adyen · 1 unique to Acima
Regions

1 shared

7 unique to Adyen
Pay methods

6 shared

31 unique to Adyen
On payment methods

Adyen supports 37 payment methods, 31 more than Acima. Verify directly with each provider before signing.

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4 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Adyen Adyen
Acima Acima
Quick Facts
Fees
Standard transaction rate
Interchange + + $0.3
Custom
Settlement
Time to receive funds
1–3 business days
1–3 business days
Founded
2006
2013
Headquarters
Amsterdam, Netherlands
Draper, Utah
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Payment Methods
Adyen leads (37 vs 6)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Blik Unique
✓
—
Boleto Unique
✓
—
Credit Card Unique
✓
—
Debit Card
✓
✓
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay Unique
✓
—
Grabpay Unique
✓
—
Ideal Unique
✓
—
Interac Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Multibanco Unique
✓
—
Paypal Unique
✓
—
Pix Unique
✓
—
Real Time Payments Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Swish Unique
✓
—
Trustly Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Adyen leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Acima
Need Instant Payout
Not available with Acima
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Acima doesn't cover these regions
View Adyen

Acima is best when you...

No-Credit-Check Lease-to-Own
Need Instant Sandbox
Not available with Adyen
View Acima

Frequently Asked Questions

What is the difference between Adyen and Acima?
They share 6 payment methods and 1 region. Adyen adds Affirm, Afterpay, Alipay and 28 more that Acima does not list; Adyen also covers Africa, Asia and 5 more; only Adyen offers Enterprise, Instant Payout; only Acima offers Instant Sandbox.
Which is cheaper, Adyen or Acima?
Adyen has published rates from Interchange + + $0.3; Acima has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Adyen and Acima?
Adyen lists 8 regions and 37 payment methods; Acima lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Adyen and Acima compare on integration and settlement?
Adyen offers a sandbox, Acima does not list one; both support webhooks; Adyen settles in 1–3 business days, Acima in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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