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traditional Draper, Utah

Acima

Lease-to-own fintech platform by Upbound Group (formerly Rent-A-Center) providing point-of-sale leasing solutions for consumers without requiring traditional credit. Partners with thousands of retailers across the US and Puerto Rico for furniture, electronics, appliances, and more.

Fees from
Custom
Settlement
1–3 business days
Coverage
2 countries
Payment methods
6
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Acima before signing. Visit Website is an external link; we may earn a commission.

Acima overview

Best for

No-Credit-Check Lease-to-Own

Key features

Instant Sandbox
Recurring Payments

Acima pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed
Headquarters
Draper, Utah
Founded
2013

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Acima settlement & payouts

Payouts

Settlement time
1–3 business days
Settlement currencies
Not collected yet

Acima API & integration

API Profile

Sandbox
Not listed
Webhooks
Supported

Platforms

MobileOnlinePos

Acima coverage & payment methods

Regions

North America

Supported countries

2 countries
PRUS

Payment methods

AchBank TransferDebit CardDiscoverMastercardVisa

Acima licensing & compliance

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3 legal entities

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