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AIB Merchant Services

AIB Merchant Services

Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

6 shared

8 unique to AIB Merchant Services · 13 unique to A-Pay

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5 features · 27 payment methods · 6 regions. We don't rank these — they're here for reference.
AIB Merchant Services AIB Merchant Services
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 14)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

AIB Merchant Services is best when you...

Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.
View AIB Merchant Services

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with AIB Merchant Services
Need High Risk Accepted
Not available with AIB Merchant Services
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
AIB Merchant Services doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between AIB Merchant Services and A-Pay?
They share 6 payment methods and 0 regions. AIB Merchant Services adds Contactless, Debit Card, Diners Club and 5 more that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 10 more that AIB Merchant Services does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, AIB Merchant Services or A-Pay?
AIB Merchant Services has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use AIB Merchant Services and A-Pay?
AIB Merchant Services lists 0 regions and 14 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do AIB Merchant Services and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, AIB Merchant Services does not list one; A-Pay supports webhooks; AIB Merchant Services settles in Next business day, A-Pay in 1–2 business days.

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