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AIB Merchant Services

AIB Merchant Services is the trading name of First Merchant Processing (UK) Ltd, which the FCA authorises as a payment institution, and of First Merchant Processing (Ireland) DAC. It offers businesses card acceptance in person, online and over the phone. Its products include payment terminals and a POS system (including Clover devices), the Authipay e-commerce gateway, and payment links. It also offers extras such as online stores, rewards and gift cards, and business funding.

Fees from
Custom pricing
Settlement
Next business day
Coverage
2 countries
Payment methods
14
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with AIB Merchant Services before signing. Visit Website is an external link; we may earn a commission.

AIB Merchant Services overview

Best for

Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.

AIB Merchant Services pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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AIB Merchant Services settlement & payouts

Payouts

Settlement time
Next business day
Settlement currencies
Not collected yet

AIB Merchant Services API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

AIB Merchant Services coverage & payment methods

Supported countries

2 countries
GBIE

Payment methods

AmexApple PayContactlessCredit CardDebit CardDinersDiscoverGift CardGoogle PayMaestroMastercardPayment LinkPosVisa

AIB Merchant Services licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

First Merchant Processing (Ireland) D.A.C.

Ireland

Licenses

Payment Institution IE

Authorised Payment Institution (IE)

Central Bank of Ireland

Licensed entity · regulatorily responsible

First Merchant Processing (UK) Limited

United Kingdom

Licenses

Payment Institution GB

FCA Authorised Payment Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

2 license numbers · 2 register records on file for AIB Merchant Services, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to AIB Merchant Services. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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