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BOPP

BOPP

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

1 shared

1 unique to BOPP · 18 unique to A-Pay
On region

A-Pay covers 6 regions; BOPP covers 0. Verify directly with each provider before signing.

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
BOPP BOPP
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.
Custom
Settlement
Time to receive funds
Get your money in seconds with direct bank payments.
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

BOPP is best when you...

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.
View BOPP

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with BOPP
Need High Risk Accepted
Not available with BOPP
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
BOPP doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between BOPP and A-Pay?
They share 1 payment method and 0 regions. BOPP adds Open Banking that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that BOPP does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, BOPP or A-Pay?
BOPP has published rates from Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use BOPP and A-Pay?
BOPP lists 0 regions and 2 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do BOPP and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, BOPP does not list one; A-Pay supports webhooks; BOPP settles in Get your money in seconds with direct bank payments., A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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