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Craftgate

Craftgate

Turkish payment orchestration

VS

Affirm

Installment Loans

Affirm
Fees from
Custom vs ~6% + $0.30
Features

0 shared

3 unique to Craftgate · 1 unique to Affirm
Regions

1 shared

1 unique to Craftgate · 1 unique to Affirm
Pay methods

2 shared

7 unique to Craftgate · 3 unique to Affirm

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Show full specs
4 features · 12 payment methods · 3 regions. We don't rank these — they're here for reference.
Craftgate Craftgate
Affirm Affirm
Quick Facts
Fees
Standard transaction rate
Custom
~6% + $0.30
Settlement
Time to receive funds
—
1–3 business days
Founded
2017
2012
Headquarters
Istanbul, Turkey
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Craftgate leads (3 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Craftgate leads (9 vs 5)
Affirm Unique
—
✓
Alipay Unique
✓
—
Apple Pay
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Google Pay Unique
✓
—
Installments Unique
—
✓
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Visa Unique
✓
—
Regions
Europe
✓
✓
Middle East Unique
✓
—
North America Unique
—
✓

Craftgate is best when you...

Turkish payment orchestration
Need Enterprise
Not available with Affirm
Need Instant Payout
Not available with Affirm
Want coverage in Middle East
Affirm doesn't cover this region
View Craftgate

Affirm is best when you...

Installment Loans
Need Recurring Payments
Not available with Craftgate
Want coverage in North America
Craftgate doesn't cover this region
View Affirm

Frequently Asked Questions

What is the difference between Craftgate and Affirm?
They share 2 payment methods and 1 region. Craftgate adds Alipay, Credit Card, Google Pay and 4 more that Affirm does not list; Affirm adds Affirm, Buy Now Pay Later, Installments that Craftgate does not list; Craftgate also covers Middle East; Affirm also covers North America.
Which is cheaper, Craftgate or Affirm?
Craftgate has custom pricing quoted on engagement; Affirm has published rates from ~6% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Craftgate and Affirm?
Craftgate lists 2 regions and 9 payment methods; Affirm lists 2 and 5. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Craftgate and Affirm compare on integration and settlement?
both offer a sandbox; both support webhooks; Affirm publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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