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C

Currenxie

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market. vs Custom
Features

0 shared

2 unique to Currenxie · 5 unique to A-Pay
Regions

4 shared

2 unique to Currenxie · 2 unique to A-Pay
Pay methods

3 shared

1 unique to Currenxie · 15 unique to A-Pay
On fees

Currenxie publishes Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market. from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
7 features · 19 payment methods · 8 regions. We don't rank these — they're here for reference.
Currenxie
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2014
2021
Headquarters
Hong Kong, Hong Kong
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Currenxie is best when you...

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Currenxie

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Currenxie
Need High Risk Accepted
Not available with Currenxie
Want coverage in Latin America, Middle East
Currenxie doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Currenxie and A-Pay?
Currenxie is best for SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure, while A-Pay is best for Global Multi-Currency Payment Gateway. Currenxie charges Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market. and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Currenxie or A-Pay?
Currenxie charges Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market. while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Currenxie and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Currenxie and A-Pay can complement each other.
How do Currenxie and A-Pay differ in their focus?
Currenxie is focused on SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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