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C

Currenxie

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market. vs Custom
Features

0 shared

2 unique to Currenxie · 5 unique to A-Pay
Regions

4 shared

2 unique to Currenxie · 2 unique to A-Pay
Pay methods

3 shared

1 unique to Currenxie · 16 unique to A-Pay
On region

Both cover 6 regions. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Currenxie
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2014
2021
Headquarters
Hong Kong, Hong Kong
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Currenxie is best when you...

SMEs and enterprises needing multi-currency global accounts, local collect/payout rails, and embedded cross-border payments infrastructure
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View Currenxie

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Currenxie
Need High Risk Accepted
Not available with Currenxie
Want coverage in Latin America, Middle East
Currenxie doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Currenxie and A-Pay?
They share 3 payment methods and 4 regions. Currenxie adds SWIFT that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 13 more that Currenxie does not list; Currenxie also covers North America, Oceania; A-Pay also covers Latin America, Middle East.
Which is cheaper, Currenxie or A-Pay?
Currenxie has published rates from Global Account free; collect USD 0.75/tx; local payout USD 3/tx; SWIFT USD 8/tx; FX 0.10-0.60% over mid-market.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Currenxie and A-Pay?
Currenxie lists 6 regions and 4 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Currenxie and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Currenxie does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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