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dLocal Go

dLocal Go

Emerging Market SMBs

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee vs Custom
Features

1 shared

4 unique to A-Pay
Regions

4 shared

1 unique to dLocal Go · 2 unique to A-Pay
Pay methods

4 shared

6 unique to dLocal Go · 14 unique to A-Pay
On fees

dLocal Go publishes From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee from. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
dLocal Go dLocal Go
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Custom
Settlement
Time to receive funds
3 business days
1–2 business days
Founded
2016
2021
Headquarters
Montevideo, Uruguay
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (18 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Payment Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Pse Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia
✓
✓

dLocal Go is best when you...

Emerging Market SMBs
Want coverage in North America
A-Pay doesn't cover this region
View dLocal Go

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with dLocal Go
Need High Risk Accepted
Not available with dLocal Go
Want coverage in Europe, Middle East
dLocal Go doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between dLocal Go and A-Pay?
dLocal Go is best for Emerging Market SMBs, while A-Pay is best for Global Multi-Currency Payment Gateway. dLocal Go charges From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, dLocal Go or A-Pay?
dLocal Go charges From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both dLocal Go and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. dLocal Go and A-Pay can complement each other.
How do dLocal Go and A-Pay differ in their focus?
dLocal Go is focused on Emerging Market SMBs, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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