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dLocal Go

dLocal Go

Emerging Market SMBs

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee vs Custom
Features

1 shared

4 unique to A-Pay
Regions

4 shared

1 unique to dLocal Go · 2 unique to A-Pay
Pay methods

5 shared

5 unique to dLocal Go · 14 unique to A-Pay
On settlement

dLocal Go settles in 3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
dLocal Go dLocal Go
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Custom
Settlement
Time to receive funds
3 business days
1–2 business days
Founded
2016
2021
Headquarters
Montevideo, Uruguay
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Payment Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Pse Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia
✓
✓

dLocal Go is best when you...

Emerging Market SMBs
Want coverage in North America
A-Pay doesn't cover this region
View dLocal Go

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with dLocal Go
Need High Risk Accepted
Not available with dLocal Go
Want coverage in Europe, Middle East
dLocal Go doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between dLocal Go and A-Pay?
They share 5 payment methods and 4 regions. dLocal Go adds Boleto, Cash Payment, Debit Card and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that dLocal Go does not list; dLocal Go also covers North America; A-Pay also covers Europe, Middle East.
Which is cheaper, dLocal Go or A-Pay?
dLocal Go has published rates from From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal Go and A-Pay?
dLocal Go lists 5 regions and 10 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal Go and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal Go settles in 3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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