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dLocal

dLocal

Emerging Markets

VS

BancNet

Philippine interbank ATM, POS and real-time payment network (InstaPay)

BancNet
Fees from
3-7% all-inclusive vs Per-transaction
Features

2 shared

Regions

0 shared

4 unique to dLocal · 1 unique to BancNet
Pay methods

3 shared

7 unique to dLocal · 1 unique to BancNet
On fees

dLocal publishes 3-7% all-inclusive from. BancNet publishes Per-transaction from. Verify directly with each provider before signing.

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Show full specs
2 features · 11 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
BancNet BancNet
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Per-transaction
Settlement
Time to receive funds
2–7 business days
Instant
Founded
2016
1990
Headquarters
Montevideo, Uruguay
Makati, Philippines
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Payment Methods
dLocal leads (10 vs 4)
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
✓
—
Cash Unique
✓
—
Digital Wallet Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
Southeast Asia Unique
—
✓

dLocal is best when you...

Emerging Markets
Want coverage in Africa, Asia, Latin America, Middle East
BancNet doesn't cover these regions
View dLocal

BancNet is best when you...

Philippine interbank ATM, POS and real-time payment network (InstaPay)
Want coverage in Southeast Asia
dLocal doesn't cover this region
View BancNet

Frequently Asked Questions

What is the difference between dLocal and BancNet?
They share 3 payment methods and 0 regions. dLocal adds Amex, Boleto, Cash and 4 more that BancNet does not list; BancNet adds Mobile Money that dLocal does not list; dLocal also covers Africa, Asia and 2 more; BancNet also covers Southeast Asia.
Which is cheaper, dLocal or BancNet?
dLocal has published rates from 3-7% all-inclusive; BancNet has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and BancNet?
dLocal lists 4 regions and 10 payment methods; BancNet lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and BancNet compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal settles in 2–7 business days, BancNet in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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