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dLocal

dLocal

Emerging Markets

VS

Current

US Mobile Banking

Current
Fees from
3-7% all-inclusive vs Free basic; Premium $4.99/month
Features

1 shared

1 unique to dLocal · 1 unique to Current
Regions

0 shared

4 unique to dLocal · 1 unique to Current
Pay methods

1 shared

9 unique to dLocal · 3 unique to Current
On settlement

dLocal settles in 2–7 business days; Current settles in 3–5 business days. Verify directly with each provider before signing.

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3 features · 13 payment methods · 5 regions. We don't rank these — they're here for reference.
dLocal dLocal
Current Current
Quick Facts
Fees
Standard transaction rate
3-7% all-inclusive
Free basic; Premium $4.99/month
Settlement
Time to receive funds
2–7 business days
3–5 business days
Founded
2016
2015
Headquarters
Montevideo, Uruguay
New York, US
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Enterprise Unique
✓
—
Instant Payout
✓
✓
Low Fees Unique
—
✓
Payment Methods
dLocal leads (10 vs 4)
Ach Unique
—
✓
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Boleto Unique
✓
—
Cash Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Direct Deposit Unique
—
✓
Mastercard Unique
✓
—
Oxxo Unique
✓
—
Pix Unique
✓
—
Pse Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
—
✓

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Current
Want coverage in Africa, Asia, Latin America, Middle East
Current doesn't cover these regions
View dLocal

Current is best when you...

US Mobile Banking
Need Low Fees
Not available with dLocal
Want coverage in North America
dLocal doesn't cover this region
View Current

Frequently Asked Questions

What is the difference between dLocal and Current?
They share 1 payment method and 0 regions. dLocal adds Amex, Bank Transfer, Boleto and 6 more that Current does not list; Current adds ACH, Debit Card, Direct Deposit that dLocal does not list; dLocal also covers Africa, Asia and 2 more; Current also covers North America.
Which is cheaper, dLocal or Current?
dLocal has published rates from 3-7% all-inclusive; Current has published rates from Free basic; Premium $4.99/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use dLocal and Current?
dLocal lists 4 regions and 10 payment methods; Current lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do dLocal and Current compare on integration and settlement?
dLocal offers a sandbox, Current does not list one; dLocal supports webhooks; dLocal settles in 2–7 business days, Current in 3–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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