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eMerchantBroker

eMerchantBroker

High-Risk Merchant Accounts

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 3.00% per transaction vs Custom
Features

2 shared

3 unique to A-Pay
Regions

2 shared

2 unique to eMerchantBroker · 4 unique to A-Pay
Pay methods

6 shared

2 unique to eMerchantBroker · 13 unique to A-Pay
On licensing

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Show full specs
5 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
eMerchantBroker eMerchantBroker
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 3.00% per transaction
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2011
2021
Headquarters
Thousand Oaks, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 8)
Ach
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto
✓
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

eMerchantBroker is best when you...

High-Risk Merchant Accounts
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View eMerchantBroker

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with eMerchantBroker
Need Recurring Payments
Not available with eMerchantBroker
Want coverage in Africa, Latin America, Middle East, Southeast Asia
eMerchantBroker doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eMerchantBroker and A-Pay?
They share 6 payment methods and 2 regions. eMerchantBroker adds Debit Card, Discover that A-Pay does not list; A-Pay adds Alipay, Apple Pay, Bank Transfer and 10 more that eMerchantBroker does not list; eMerchantBroker also covers North America, Oceania; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, eMerchantBroker or A-Pay?
eMerchantBroker has published rates from From 3.00% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use eMerchantBroker and A-Pay?
eMerchantBroker lists 4 regions and 8 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do eMerchantBroker and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; eMerchantBroker settles in 1–2 business days, A-Pay in 1–2 business days.

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