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eMerchantBroker

eMerchantBroker

High-Risk Merchant Accounts

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 3.00% per transaction vs Custom
Features

2 shared

3 unique to A-Pay
Regions

2 shared

2 unique to eMerchantBroker · 4 unique to A-Pay
Pay methods

5 shared

3 unique to eMerchantBroker · 13 unique to A-Pay
On settlement

eMerchantBroker settles in 1–2 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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5 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
eMerchantBroker eMerchantBroker
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 3.00% per transaction
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2011
2021
Headquarters
Thousand Oaks, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 8)
Ach
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Crypto
✓
✓
Debit Card Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

eMerchantBroker is best when you...

High-Risk Merchant Accounts
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View eMerchantBroker

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Instant Sandbox
Not available with eMerchantBroker
Need Recurring Payments
Not available with eMerchantBroker
Want coverage in Africa, Latin America, Middle East, Southeast Asia
eMerchantBroker doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between eMerchantBroker and A-Pay?
eMerchantBroker is best for High-Risk Merchant Accounts, while A-Pay is best for Global Multi-Currency Payment Gateway. eMerchantBroker charges From 3.00% per transaction and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, eMerchantBroker or A-Pay?
eMerchantBroker charges From 3.00% per transaction while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both eMerchantBroker and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. eMerchantBroker and A-Pay can complement each other.
How do eMerchantBroker and A-Pay differ in their focus?
eMerchantBroker is focused on High-Risk Merchant Accounts, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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