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Fena

Fena

UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
from £4.99 + VAT / month, unlimited transactions vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

1 shared

3 unique to Fena · 36 unique to Adyen
On payment methods

Adyen supports 37 payment methods, 33 more than Fena. Verify directly with each provider before signing.

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Show full specs
3 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
Fena Fena
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
from £4.99 + VAT / month, unlimited transactions
Interchange + + $0.3
Settlement
Time to receive funds
Receive payments directly into your bank account within seconds
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 4)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Open Banking Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Fena is best when you...

UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.
View Fena

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Fena
Need Instant Payout
Not available with Fena
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Fena doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Fena and Adyen?
They share 1 payment method and 0 regions. Fena adds Open Banking, Payment Link, QR Code that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 33 more that Fena does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Fena or Adyen?
Fena has published rates from from £4.99 + VAT / month, unlimited transactions; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Fena and Adyen?
Fena lists 0 regions and 4 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Fena and Adyen compare on integration and settlement?
Adyen offers a sandbox, Fena does not list one; Adyen supports webhooks; Fena settles in Receive payments directly into your bank account within seconds, Adyen in 1–3 business days.

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