Fena
Fena (Fena Labs Ltd) is an FCA-authorised payment institution offering open banking account-to-account payments for businesses. Merchants can initiate pay-by-bank payments via API, e-commerce plugins, payment links, invoice QR codes and the Fena Terminal app for in-person QR payments. It also offers variable recurring payments, bulk payouts and a white-label option for partners.
Fees shown are indicative, not a binding quote — always verify with Fena before signing. Visit Website is an external link; we may earn a commission.
Fena overview
UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.
Fena pricing & fees
Pricing structure
Monthly and one-off fees
- unlimited transactionsper month£4.99
Prices as of 2026-10-30.
As published by the provider
from £4.99 + VAT / month, unlimited transactions
- Your business must be registered in
- Not disclosed
See how Fena's fees stack up
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Fena settlement & payouts
Payouts
Fena API & integration
API Profile
Fena coverage & payment methods
Supported countries
Payment methods
Fena licensing & compliance
Legal & Compliance
Fena Labs Ltd
United Kingdom
Licenses
FCA Authorised Payment Institution (UK)
Financial Conduct Authority (UK)
License numbers & register records
1 license number · 1 register record on file for Fena, with status history and links to verify each one at the regulator — free with a PaymentProviders account.
Using ChatGPT or Claude? Ask it to prepare your application to Fena. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it
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