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Fincra

Fincra

African Payment Infrastructure

VS

EnKash Payment Gateway

EnKash Payment Gateway
Fees from
1%–3.5% vs Custom
Features

2 shared

1 unique to Fincra · 4 unique to EnKash Payment Gateway
Regions

0 shared

3 unique to Fincra · 1 unique to EnKash Payment Gateway
Pay methods

5 shared

5 unique to Fincra · 18 unique to EnKash Payment Gateway

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Show full specs
7 features · 28 payment methods · 4 regions. We don't rank these — they're here for reference.
Fincra Fincra
EnKash Payment Gateway EnKash Payment Gateway
Quick Facts
Fees
Standard transaction rate
1%–3.5%
Custom
Settlement
Time to receive funds
Next business day
2–3 business days
Founded
2021
2017
Headquarters
Lagos, Nigeria
Mumbai, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
EnKash Payment Gateway leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Instant Payout
✓
✓
Mobile Payments Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
EnKash Payment Gateway leads (23 vs 10)
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Bill Payment Unique
—
✓
Bnpl Unique
—
✓
Corporate Card Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Eft Unique
—
✓
Escrow Unique
—
✓
Invoice Unique
—
✓
M Pesa Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Payment Unique
—
✓
Mobile Wallet Unique
—
✓
Payment Link Unique
—
✓
Prepaid Card Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Rupay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Virtual Account
✓
✓
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
Fincra leads (3 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
✓
—
North America Unique
✓
—

Fincra is best when you...

African Payment Infrastructure
Need Crypto Support
Not available with EnKash Payment Gateway
Want coverage in Africa, Europe, North America
EnKash Payment Gateway doesn't cover these regions
View Fincra

EnKash Payment Gateway is best when you...

Need Enterprise
Not available with Fincra
Need Mobile Payments
Not available with Fincra
Want coverage in Asia
Fincra doesn't cover this region
View EnKash Payment Gateway

Frequently Asked Questions

What is the difference between Fincra and EnKash Payment Gateway?
They share 5 payment methods and 0 regions. Fincra adds Bank Transfer, M-Pesa, Mobile Money and 2 more that EnKash Payment Gateway does not list; EnKash Payment Gateway adds Amex, Bill Payment, Buy Now Pay Later and 15 more that Fincra does not list; Fincra also covers Africa, Europe and 1 more; EnKash Payment Gateway also covers Asia.
Which is cheaper, Fincra or EnKash Payment Gateway?
Fincra has published rates from 1%–3.5%; EnKash Payment Gateway has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Fincra and EnKash Payment Gateway?
Fincra lists 3 regions and 10 payment methods; EnKash Payment Gateway lists 1 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Fincra and EnKash Payment Gateway compare on integration and settlement?
both offer a sandbox; both support webhooks; Fincra settles in Next business day, EnKash Payment Gateway in 2–3 business days.

Are you Fincra or EnKash Payment Gateway?

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