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FIS

FIS

Enterprise banking and capital markets technology

VS

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

Andaria
Fees from
Custom vs —
Features

0 shared

1 unique to FIS
Regions

0 shared

6 unique to FIS
Pay methods

7 shared

7 unique to FIS · 6 unique to Andaria
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
FIS FIS
Andaria Andaria
Quick Facts
Fees
Standard transaction rate
Custom
—
Settlement
Time to receive funds
1–2 business days
—
Founded
1968
—
Headquarters
Jacksonville, Florida, United States
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
FIS leads (1 vs 0)
Enterprise Unique
✓
—
Payment Methods
FIS leads (14 vs 13)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover
✓
✓
Faster Payments Unique
—
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Mastercard
✓
✓
Prepaid Card Unique
—
✓
Sepa Unique
—
✓
Swift Unique
—
✓
Virtual Account Unique
—
✓
Virtual Card
✓
✓
Visa
✓
✓
Regions
FIS leads (6 vs 0)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Andaria
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Andaria doesn't cover these regions
View FIS

Andaria is best when you...

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.
View Andaria

Frequently Asked Questions

What is the difference between FIS and Andaria?
They share 7 payment methods and 0 regions. FIS adds ACH, Amex, Bank Transfer and 4 more that Andaria does not list; Andaria adds Crypto, Faster Payments, Prepaid Card and 3 more that FIS does not list; FIS also covers Asia, Europe and 4 more; only FIS offers Enterprise.
Which is cheaper, FIS or Andaria?
FIS has custom pricing quoted on engagement; Andaria has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use FIS and Andaria?
FIS lists 6 regions and 14 payment methods; Andaria lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do FIS and Andaria compare on integration and settlement?
FIS offers a sandbox, Andaria does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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